How to file a complaint
In this section you may check whether a dispute can be submitted to the Insurance Ombudsman (AAS), learn how to file a complaint and how the procedure is carried out.
The whole procedure takes place online through the AAS Web Portal, a simple and interactive tool that assists you in filing a complaint, allows you to verify the status of the complaint, exchange information and documents and receive the decision of the Panel.
You can file a complaint on your own; you do not need the assistance of a consultant. It is always possible to file the complaint through another person holding a power of attorney, or through a consumer association.
You can find all the information you need in the guide in the ‘Documents’ section at the bottom of this page and in the frequently asked questions (FAQ).
Documents
-
A Simple Guide to the AAS
pdf 1.1 MB Publication date 14 November 2025
-
Guide to using the AAS Portal (only in Italian)
pdf 1.8 MB Publication date 13 January 2026
-
AAS Portal - Access guide (only in Italian)
pdf 467.9 KB Publication date 13 January 2026
-
Instructions - Payment of the fee to cover procedural costs (only in Italian)
pdf 835.2 KB Publication date 13 January 2026
-
Power of attorney to a natural person (Facsimile) (only in Italian)
pdf 69.5 KB Publication date 13 January 2026
-
Power of attorney to an association, company, or entity (Facsimile) (only in Italian)
pdf 130.4 KB Publication date 13 January 2026
-
Declaration of powers of legal representation (only in Italian)
pdf 70.4 KB Publication date 13 January 2026
-
Declaration of agreement to the complaint (only in Italian)
pdf 40.0 KB Publication date 13 January 2026